Bill Grubb and Chris Grubb (brothers) founded Physician Relocation Specialists to help physicians purchase new homes. Formerly with Bank of America with more than 10 years experience combined, Bill and Chris quickly learned medical students have a hard time financing homes to live in during residency. The same situation turned out to be true for graduating residents. Despite expected above-average future earnings, med students and residents often have little income, little savings and large student debts. Bill and Chris recognized their clients' frustrations, financial constraints and time limitations and founded Physician Relocation Specialists, since they knew they could help.

Based on their extensive experience working with more than 1,000 physicians since 2003, Bill and Chris were a key factor in all of the improvements made to the No Money Down Doctor Loan. Now they recommend similar programs from various lenders that are best suited to their clients, in addition to referring clients to Realtors who are accustomed to working with physicians.

Physician Relocation Specialists only work with top-performing real estate professionals and the top Physician Loan Specialists who offer loans that are affordable for physicians.

• Loans up to $1,000,000
• Fixed rate mortgages (30YR fixed & 40YR fixed)
  • Fixed rate mortgages provide security for clients, knowing that their interest rate and subsequent mortgage payment will never change
• Adjustable Rate Mortgages (ARMs): fixed periods for 3, 5, 7 and 10 years
  • ARMs provide more flexibility, allowing clients to purchase the security (fixed rate) for the period they anticipate owning their new home
• Interest-only mortgages
  • Interest-only mortgages allow clients to pay only the intereset due on the principal balance borrowed (minimizes mortgage payments)